Over the past two years, we have all noticed the effects of rising interest rates. Most of us have had to deal with the effects directly, whether it’s being saddled with higher mortgage, vehicle or credit card interest rates. There are also some positives, like earning more interest in high-yield savings accounts or short-term bonds…. Read more »
The holiday season is upon us once again. Charities have sold us on the idea that this is the “season for giving,” with a multitude of appeals. With so many seemingly worthy causes to choose from, how can we decide who to support? There has to be a better way than putting aside solicitations in… Read more »
There’s real power in learning to embrace positive thinking. A growing body of research suggests that positivity can boost mental well-being, improve physical health, and help us succeed with career and life goals. A team at Johns Hopkins University even found that people with a positive outlook were one-third less likely to suffer a heart… Read more »
Your legacy is bigger than your balance sheet. That’s why we believe that an effective estate plan, which protects and distributes your assets, is only one part of your larger legacy plan. Taking a Life-Centered approach to your legacy can use your intangible assets as a guide for transferring wealth, giving your heirs important lessons… Read more »
When you’re a new retiree, staring at that blank page where your work schedule used to be, time might seem so abundant that you forget just how valuable it really is. But if you treat retirement like an endless weekend, you might be surprised to look up in a month, a year, or a couple… Read more »
The hustle and bustle of raising and supporting your family can make it tough to find time to get away. But if you don’t start crossing items off your family bucket list, another school year, and then another summer, will be in the rearview mirror before you know it. You can involve the whole… Read more »
There’s been so much chatter about potential drawbacks of AI like ChatGPT and Google Bard that many people are overlooking how AI can improve Return on Life. From automating mundane tasks to performing more efficient internet searches, there are almost limitless applications for these services — if you know how to get the most out… Read more »
It’s back-to-school season, which means it might be a good idea for parents to think about something their kids won’t be learning in a classroom this year: how to manage money. While there has been a growing movement in some states to include financial literacy as a high school graduation requirement, most kids head… Read more »
What is your money for? That’s maybe the most important question that our planning process helps people to answer. If the purpose of life was just to make more money, then no one would ever stop working. The best uses of our time and our money lead us to more meaningful experiences that help… Read more »
