How do you start a retirement plan for someone under thirty? Here are a few tips:

-Be cautious of investing in start-up companies.  Too often start-ups don’t make it and take your investment with them.

-Don’t be afraid of investing in the stock market – especially companies that have green initiatives.  You are looking at the long term for your retirement needs.

-Maximize your contributions to your company’s 401(k) program so you get as much of a matching contribution as possible.

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